CIBIL score range for your credit health?

Can Credit Scores be Repaired?

Definitely yes, You Can Through Agencies, Create your List of errors, try Reaching out to banks Through letter or Physical, Collect a List of Support Documents, Get Support Credit Repair Agencies, and Clean up your Credit score by paying outstanding. 

Credit Reports Advice

Credit MYTHS

Learn Credit Analysis and Error Fixing

Credit Mistakes

Utilize Credit Reports for Consumers

Minimum Credit Report for Eligible 660

650 is lower than the Average Score.

7 C for Credit Factor's Reports: Character, Capacity, Capital, Condition, Collateral, Contribution, Commitment.

300-549

Poor CIBIL score

Irregular repayment behavior

Payment defaults

High credit exposure

High risk of turning a defaulter

550-649

Fair CIBIL score

Late payment of credit card bills/EMIs

Multiple credit inquiries

650-749

Good CIBIL score

Responsible repayment behavior

Long credit history

Eligible to avail of loan and credit card

have to pay a higher interest rate

Low risk of turning a defaulter

750-900

Excellent CIBIL score

No defaulted payments

Timely payment of bills

No unpaid dues

Responsible credit handling

Cheaper interest rates

High negotiation power

Clean credit report

Do and Don't Do

Improve Impact from Creditability

Don’t keep applying for credit if rejected

Note Your Credit Utilization Ratio

Keep the frequency of applications low

Don’t settle loans and credit cards

Pay your loans on time, Set Reminders

Make Corrections to Errors

Knowing your Credit Utilization with a calculation is the best practice every time 

take as much Insurance to protect you and your Family or Property Insurance Like vehicle Insurance on time.

Try not to maximize the credit utilization over 80%, as it depicts your credit-hungry behavior and shall result in the denial of a credit application.